Posted by: Marvin Remmich | May 2, 2019

How to Build Wealth

Marketing FlyerDear Friend,

Would you like to become wealthier and leave a financial legacy? Although there’s no proven way to get rich quick, there are three timeless principles you can follow to begin to build your fortune over time.

This month, I’m sending information that outlines principles of wealth from a book displayed on every entrepreneur’s shelf: The Richest Man in Babylon by George S. Clason. This book offers practical advice to develop smart money habits. Also listed are some helpful books and podcasts to complement your financial journey.

Want a reputable financial pro to help keep you on track? Give me a call – I have a great referral!

Posted by: Marvin Remmich | March 25, 2019

Design a Kitchen You’ll Love

Design a Kitchen You’ll Love

The kitchen is the hub of the home; the place where we gather to cook, eat and connect with our family and friends. Homeowners renovate their kitchens for many reasons—to update it before listing, to improve storage and functionality or just for a fresh look.

The information I’m sending this month includes tips and strategies to guide you through your kitchen renovation. Page one provides an overview of emerging kitchen trends and suggestions to make a small kitchen appear more spacious. Page two outlines things to consider before embarking on your renovation and offers the average costs involved in major and minor kitchen renovations.

Market Update:

California home sales rebound in February; median price dips, C.A.R. reports

Existing, single family home sales totaled 399,080 in February on a seasonally adjusted annualized rate, up 11.3 percent from January and down 5.6 percent from February 2018.

February’s statewide median home price was $534,140, down 0.6 percent from January and up 2.2 percent from February 2018.

Statewide active listings grew at a decelerated rate for the second straight month, increasing 19.2 percent from the previous year.

Year-to-date sales were down 9 percent in February.

Thinking of remodeling your kitchen? Give me a call and I’ll connect you with a reputable tradesperson in my network. If you’re thinking of selling your home soon, I can suggest the updates buyers are looking for to ensure it stands out in our market.

Posted by: Marvin Remmich | March 8, 2019

Housing Outlook 2019

Posted by: Marvin Remmich | March 8, 2019

Whether you’re thinking of buying, selling or are just curious about your home’s value, you may be wondering: What’s in store for the housing market in 2019?

Experts forecast their predictions based on past and current trends in the market. The information I’m sending this month outlines what to expect this year. Will the healthy national housing market continue or will an increase in interest rates throw a wrench in the works? Will houses continue to fly off the market? How will the new tax code impact housing? The piece addresses these questions and more.

Regardless of the state of the market, the best time to buy or sell a home is when you’re ready to do so. If you’re considering it, give me a call! Even if you’re not in the market now, give me a call for a free comparative market analysis to find out how much your home is worth.

Posted by: Marvin Remmich | December 12, 2018

Achieve Your Financial Goals in 2019

December flyer

Posted by: Marvin Remmich | August 17, 2018

Reduce Debt

August flyer

Posted by: Marvin Remmich | March 6, 2018

Tax Time Flyer

March Flyer

Posted by: Marvin Remmich | March 6, 2018

Take the stress out of tax time this year

Albert Einstein once said, “The hardest thing in the world to understand is income tax.” Luckily, tax preparers and DIY tax software take much of the mystery out of the process. Whether you prepare your taxes yourself or send them to a professional, it’s still important to collect and sort your information, including any changes in status or economics that occurred during the year.

The information I’m sending this month is intended to prepare you for tax time. Page one provides a list of financial details you may need to gather ahead of time to make the process easier,  as well as some tips to help you get your refund faster. Page two outlines steps to take to help you protect your identity from thieves who wish to gain access to your information.

Tax season doesn’t have to be stressful. With a bit of preparation, the process becomes a breeze.

Market Update:

California’s homeownership rate ballooned during the Millennium Boom, but is now free falling.  At what pint will California’s homeownership rate stabilize, and what factors will contribute to future increases and decreases?

California’s home-ownership rate is historically around 10 percentage points below the national home-ownership rate (at 64.2% as of Q4 2017).  This is due to a combination of factors, including the lesser impact the national policy of pushing the “American Dream” of home-ownership has had on more mobile Californians.

California’s rate of home-ownership has declined dramatically since the 2008 Great Recession, a drop of nearly seven percentage points since its peak year of 2006.  (If underwater homeowners are excluded from the number of homeowners since they have no equity stake in their properties, the California homeownership rate is closer to 50%).

Looking forward

For the nest 25 years or so, and in reverse of the direction taken during the past 30 years, interest rates will rise and this will inhibit homeownership – as occurred in the 1960-1980 period.  The Fed intentionally raises short-term interest rates to deliberately induce a business recession when the economy is over-performing.  The effects usually take hold in a two to three years.  More precisely, the recession sets in around 12 months after short-term rates rise above long-term rates.

This cyclical action has occurred periodically since WWII, until the early 2000s, when the Fed skipped the second phase of this action due to the events of September 11th.

 

 

 

 

 

 

 

 

 

 

 

Posted by: Marvin Remmich | December 5, 2016

Benefits of Listing Your Home Over the Holidays

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When it comes to putting a home on the market, the majority of people believe it is always best to list during the spring and summer months. While it is true that these are the most busy seasons for real estate transactions, it doesn’t necessarily mean that it is always the most beneficial time to sell. There are certain benefits of selling a home during every time of year, and here are some of the main benefits of listing your home over the holidays!

Fewer competing listings- During the holiday season, most home sellers stop paying attention to their listings, and oftentimes take them off the market. This means you will have fewer homes to compete against, and your home will get a larger share of the attention of potential buyers.

Your listing feels more like home during showings- The key to landing an offer during open houses and private showings is to allow potential buyers to be able to imagine themselves living in your home. There is no better time to make your listing feel like home than during the holiday season. You can decorate the exterior and interior of your home, light a fire, bake some holiday cookies, and really show off the cozy potential of your listing during this time of year.

Potential buyers have more free time to view homes- During the holiday season, buyers will be working less, and be more available to come see your listing. If a buyer is able to focus more on buying a home, you may be able to make a deal more quickly. The holiday season will allow you to get more of a buyer’s undivided attention because they will be less distracted with work obligations.

Buyers tend to be more serious- If someone is looking for a home during the holiday season, the chances are high that they need one sooner rather than later. The spring and summer months tend to draw a lot of buyers that are just casually browsing listings, but aren’t in any hurry to buy. On the other hand, people searching for homes in the winter often need a place to live as soon as possible. That is really helpful for sellers because a more serious buyer will be willing to make a deal more quickly, and that can result in fast offers for you and less negotiation.

These are some of the main benefits of listing your home during the holiday season. If done correctly, every time of year has some fantastic benefits to sell or buy a home in. If you would like to learn more about how to make a great real estate transaction, contact us right away!

Posted by: Marvin Remmich | November 17, 2016

Tips for Showing a House When You Have Pets

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We know how important home showings are when you are selling a home. If you do not have things go well during a home showing, you may be costing yourself thousands of dollars on the offers you receive on your house. One area of concern when showing your home, is how having pets can affect the way potential buyers see your home. For us, a pet is a part of the family, but for the next owner, they may be a nuisance that causes damage to the appeal of the home. Here are some important tips for showing a house when you have pets.

1)  Make arrangements for your pet to stay- During a showing, it is important that your pet is not seen by potential buyers. Your best option is to have your pet stay with a loved one during the showing. However, if this isn’t an option, make sure they are crated and safely secured in an area that will not be seen throughout the viewing.

2) Clean up the yard- The condition of your yard plays a huge role in the value of your home to potential buyers. It is crucial to keep the yard pristine by picking up all animal waste, covering holes that have been dug, and fixing any damage your pet may have caused out there.

3) Address the pet smell- Our pets add a great deal to our lives. Unfortunately, one of the things they add is an odor to your home. We may not notice it because we are used to it, but an unfamiliar buyer will be able to detect it, and it may drastically reduce their interest in your home. Make sure to use odor eating products to clean up, and you may want to even hire a professional service to clean your carpets.

4) Remove signs of owning a pet- You want to appeal to as many potential buyers as possible when showing your home, so make sure to not showcase that you keep a pet in the house. Many people do not want to live in a home when they know that animals have been living there, so put away any toys, bowls, beds or other items that show you have a pet.

5) Remove pet hair- Many pets tend to shed, and this can make your home look messy if not dealt with. However, an even worse problem is that pet dander can trigger the allergies of potential buyers, and completely drive them away from your home. Make sure to do a great job vacuuming, dusting, and sweeping your home before a showing to get rid of all the pet dander.

Showing your home to potential buyers is one of the most important steps of the home buying process. By following these tips, you can help assure your beloved pets do not cause the value of your home to drop. To learn more about how to prepare your home for showings, contact us today!

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